Risk profile questionnaire
Knowing the risk profile can help investors to make the right investment choices as per their risk-taking capacity. Knowing your risk profile will allow you to plan better for your financial goals. Investors come with different risk profiles. The risk profile depends on various factors like your income, age and investment horizon.
IndiaNivesh helps to find out your risk profile through a questionnaire. The risk profile questionnaire is a type of risk assessment tool that will assist in finding out what kind of investor you are.
Answering the risk profile questionnaire is simple. All you need to do is select the answer that you feel right. The risk assessment tool will suggest the right asset allocation to help you fulfil your financial goals.
Mainly money market, short-term funds, corporate / bank deposits and bonds Mainly debt market instruments, gold and some portion in blue-chip stocks A mix of debt instruments, blue-chip / aggressive stocks, capital protected and direct equity Mainly aggressive stock, high-yield debt funds,(small and midcap stocks and income funds) private equity and real estate Mostly speculative or high-risk investments (aggressive stocks, high-risk funds, options, real estate, leveraged positions, etc.)
Comfortable with investments that involve lower risk and generate lower but consistent returns year-to-year Willing to ignore minor fluctuations in my portfolio but prefer to be invested in less risky investments I would like to have moderate capital growth over a long- term period with short-term fluctuations, but averse to taking high risks Looking for substantial investment returns, willing to accept occasional short-term declines Targeting high investment returns, willing to accept higher risks including loss of capital